INITIALIZING THE RURAL COMMERCE LAYER
Turning invisible land into institutional-grade assets. The operating system for the next trillion dollars.
THE COST OF INVISIBILITY
How much dead capital is locked inside your land?
Potential Unlockable Liquidity:
Based on average Terrafy credit-scoring models
SYSTEM CAPABILITIES
We don't just map land — we create institutional-grade digital assets
LAND DIGITAL TWINNING
We create institutional-grade digital assets that can be verified, defended, and transacted. Every parcel becomes a court-grade passport.
LIQUIDITY ACCESS
No black boxes. Turn verified parcels into bankable assets with transparent AI-driven valuations that financial institutions trust.
RegistrySync™
Bi-directional sync with county registries ensures Terrafy records maintain legal parity with official government records.
BOOTSTRAPPING THE GRID
Empower last-mile leaders with tools and income opportunities. Our agent network brings financial services to rural communities through offline-first technology.
Offline-First Tools
Work anywhere, sync when connected
Commission-Based Income
Earn for every verified parcel and loan
Comprehensive Training
Full support and certification program
MODULAR BUILDING BLOCKS
Combine what you need to build the perfect solution
TerraVal™
AI-driven valuations
TerraCarbon™
Carbon credit marketplace
TerraSure™
Weather insurance protection
TerraTrack™
Real-time border protection
No Black Boxes. Full API Access.
Integrate Terrafy modules directly into your existing systems. REST APIs, SDKs, and webhook support for seamless connectivity.
const terrafy = require('@terrafy/sdk');
// Initialize with your API key
const client = new terrafy.Client({
apiKey: process.env.TERRAFY_API_KEY
});
// Get parcel valuation
const valuation = await client.terraVal
.getValuation({
parcelId: 'TF-12345',
includeHistory: true
});
console.log(valuation.estimatedValue);
// => KES 150,000WHO WE SERVE
Tailored solutions for every stakeholder
Banks & DFIs
Risk-scored portfolios, verified collateral, and regulatory-compliant land data for agricultural lending.
Insurers
Satellite-triggered payouts, weather indexing, and automated claims processing for agricultural insurance.
Carbon Buyers
Verified smallholder carbon credits with full traceability from farm to registry for your ESG goals.
Cooperatives & Agents
Offline-first tools, training programs, and commission structures for last-mile financial inclusion.
ABOUT TERRAFY
We believe that land is the most under-leveraged asset class on Earth. Our mission is to digitize rural land to unlock credit, insurance, and carbon finance for the world's 500 million smallholder farmers.
The Team
Victor Shikoli
Founder & Chief Architect
Architect of the Terrafy Protocol. Building the digital twin for African land.
Joseph Mutua
CTO
Full-stack product and complex geospatial systems.
Cyrus Kiiru
Embedded Systems Engineer
Hardware and low-power IoT lead.
Gloria Osoro
Product Manager
Offline PWA & UX lead.
Leah Khasiala
Sales & Ops
Field scaling and partnerships.
Queta González Lizardi
Advisor
Strategic guidance and mentorship.
Join Our Team
We're hiring agents, engineers, and partnerships leads
Ready to Pilot? Let's Get Started
Unlock your next frontier with Terrafy
FAQ
Quick answers to common questions
How does Terrafy verify land ownership?
We combine GPS mapping with ground-truthing by trained agents, cross-referencing with existing county records where available. Our RegistrySync™ technology maintains bi-directional sync with official registries.
Is this a replacement for official land registries?
No. RegistrySync™ ensures Terrafy records are synced with official registries to maintain legal parity.
What regions do you currently operate in?
We are currently operating in Kenya with pilots planned in Tanzania and Uganda. Contact us for expansion partnerships.
Can I integrate my bank/insurance system?
Yes — we provide REST APIs, SDKs, and a sandbox environment to speed integrations.